Home Equity Loans
Why make your family wait? Tuition? Home Additions? Special Vacations? Use the equity in your home to make it all possible without disturbing your important investments.
Prestige Home Equity Line of Credit
Borrow what you need, whenever you need it. Use the equity in your home to make your dreams a reality.
Features and Benefits
- A secured line of credit using a primary residence as collateral
- Flexible repayment plan
- Personalized home equity checks provided
- Interest may be tax deductible (Consult your tax professional)
Terms
- Minimum line of credit is $10,000
- Monthly interest only payments
- Payment protection is available through Credit Life and Accident & Health Insurance
- Annual fee $50
Regular Home Equity Line of Credit
Use the equity in your home to get the credit you want for the things you need now and in the future.
Features and Benefits
- A secured line of credit using a primary residence as collateral
- Flexible repayment plan
- Personalized home equity checks provided
- Interest may be tax deductible (Consult your tax professional)
Terms
- Minimum line of credit is $10,000
- Monthly payment is 1% of outstanding balance or accured interest, whichever is greater
- Payment protection is available through Credit Life and Accident & Health Insurance
- Annual fee $50
Personal Loans
- Looking for a new car or boat or ready to take that well deserved vacation? We have a personal loan that fits your budget!
Features and Benefits
- Payment options to fit your needs
- Offer both secure and unsecure loans
Terms
- No prepayment penalty
- Payment protection is available through Credit Life and Accident & Health Insurance
For more information about our loans or to apply, contact a Loan Officer by calling (731) 285-4410, (901) 837-3385 or call toll free at (800) 321-3176. You can email us at info@firstcitizens-bank.com.
All loans subject to normal credit approval. Insurance may be required.
