Buying a home? Refinancing? We can help!
Our flexible loan programs and professional people will take the anxiety out of home buying!
- Types of loans available are FHA, VA, THDA, Rural Development, and Conventional
- Interest rates vary with type of loan and market conditions, at fixed or adjustable rates
- Terms may range from 15 to 30 years
- FHA and VA underwriting (approval) is done in-house
- Rates and terms are competitive
- Interest rates and discount points are determined by loan type, loan amount and market conditions, at fixed or adjustable rates
- FIXED RATE LOANS
- 100% FINANCING AVAILABLE
- INTEREST ONLY LOANS
- NEW CONSTRUCTION LOANS
- SUPER LOW RATE LOANS
- FIRST TIME HOME BUYER PROGRAMS
- VACATION HOME LOANS
- NO FEE LOANS
- ADJUSTABLE RATE LOANS
- CONVENTIONAL
- FHA
- VA
- THDA
- JUMBO
- INVESTMENT PROPERTIES
- HOME EQUITY LINES OF CREDIT
- EXTENDED RATE GUARANTEE
- LOANS TO $3,000,000
- LOANS FOR DAMAGED CREDIT
To speak with a mortgage professional, please call toll free, (800) 321-3176 or call the direct numbers listed below. Additionally, you may email us at info@firstcitizens-bank.com.
Contacts
Dyersburg and Newbern
Ronda Heathcott (731) 287-4351
Sandy Hill (731) 287-4358
Sonya Burks (731) 287-4352
Martin, Troy and Union City
Edith Dunevant (731) 886-1121
Arlington, Atoka, Bartlett, Collierville, Millington,
Munford, Oakland and Ripley
Kacey Kidd (901) 840-4667
Franklin
Kim Mills (615) 764-0818
Jackson
Ken Grisham (731) 668-7656
